Student Dental Coverage in Ontario: What You Need to Know
Thorncrest Dental has created a helpful and easy-to-understand guide tailored for college and university students across Ontario. The Student Dental Coverage Guide breaks down how student insurance works, what’s typically covered, and why it matters for your oral health and finances.
Whether you’re new to student insurance or just need a refresher, the guide explains the basics of preventive services, cost-saving benefits, and what to do if you’re unsure about your plan. It’s especially useful for students trying to maximize their dental benefits while staying on top of school demands.
🔗 Read the full guide here: thorncrestdental.com/student-dental-coverage-guide-ontario
Student dental plan: OCAD University (Ontario College of Art & Design)
Policy year is from September 1st 2024 to August 31st 2025 (fall/full-year studies)
January 1st 2025 to August 31st 2025 (winter studies)
Annual Maximum: $750
Preventive Services:
- Recall exams are covered once per policy year.
- Cleaning/polishing is covered up to 2 units per policy year.
- Bitewing x-rays covered up to 4 films per policy year.
- Fluoride application covered up to 1 unit per policy year.
- Oral hygiene instruction is covered once per lifetime.
- A complete exam (sometimes called a new patient exam) is only covered once per policy year.
- A complete set of x-rays or panorex x-rays are covered once per 3 policy years.
Basic Services:
- All types of fillings covered for all teeth.
Orthodontic services are not covered under this plan.
Certain exclusions and limitations may apply. Prior to dental treatment for work that is expected to cost $300 or more, students should submit a treatment plan obtained from their dentist to their insurance company for approval.
