Student Dental Coverage in Ontario: What You Need to Know
Thorncrest Dental has created a helpful and easy-to-understand guide tailored for college and university students across Ontario. The Student Dental Coverage Guide breaks down how student insurance works, what’s typically covered, and why it matters for your oral health and finances.
Whether you’re new to student insurance or just need a refresher, the guide explains the basics of preventive services, cost-saving benefits, and what to do if you’re unsure about your plan. It’s especially useful for students trying to maximize their dental benefits while staying on top of school demands.
🔗 Read the full guide here: thorncrestdental.com/student-dental-coverage-guide-ontario
Student dental plan: Canadian College of Naturopathic Medicine
Policy year is from September 1st 2024 to August 31st 2025 (fall/full-year studies)
January 1st 2025 to August 31st 2025 (winter studies)
Annual Maximum: $750
Preventive Services:
- Recall exams, cleaning/polishing, bitewing x-rays, oral hygiene instruction and fluoride application are covered once every 12 months.
- Scaling is covered up to 2 units per policy year.
Extraction of Impacted Teeth:
- The extraction of impacted teeth is considered to be a part of preventative services by Securian Canada. The StudentCare dental network reduction, however, will be 20%, as this is considered oral surgery in the provincial dental fee guide for general practitioners.
Basic Services:
- Fillings in amalgam (metal) are covered for all teeth. Composite (white) fillings are covered for the front teeth and premolars only.
- If you choose to have your back teeth filled with composite, your claim will be reimbursed according to the amalgam fee.
Orthodontic services are not covered under this plan.
Certain exclusions and limitations may apply. Prior to dental treatment for work that is expected to cost $300 or more, students should submit a treatment plan obtained from their dentist to their insurance company for approval.
